This post was originally published on this site
https://i-invdn-com.investing.com/news/LYNXNPEC0E0NG_M.jpg
The looming threat of increased loan defaults could potentially push the loan ratio up to 13%. This trend is mirrored in the CSI 300 Banks Index. Banks such as Ping An Bank Co. and China Minsheng Banking Corp., which have substantial exposure to the property sector, are grappling with liquidity issues and slow debt restructuring progress amid government pressure.
On the other hand, some banks appear less affected by these developments. These include China Merchants Bank Co., Industrial & Commercial Bank of China (OTC:IDCBY) Ltd., and China Construction Bank (OTC:CICHF) Corp. Although these institutions are also part of the Chinese banking sector, their current situation suggests they may be more resilient to the predicted rise in bad debt ratios.
This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.
