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When it comes to working, Americans seem to fall into one of three categories: The first is those who continue to work, not because they want to, but because financially, they absolutely need to. The second is those who retire early—sometimes really early. The third consists of those who could easily retire but choose to keep on working.
Obviously, the first category is the least preferable, and sadly millions fall into it. The reasons are many: divorce, debt, failure to save and invest, lack of pension, monstrous healthcare…
