NewsWatch: Three things you need to know about Apple’s stock split

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MARKETWATCH FRONT PAGE

Apple Inc.’s stock price will appear quite a bit lower Monday morning, but investors shouldn’t fret. See full story.

What the Federal Reserve inflation policy means for your retirement savings

Low interest rates can be a blessing or a curse See full story.

The assault on Social Security is under way

Pandemic panic is the perfect cover for gutting the program See full story.

Moderna and Pfizer’s COVID-19 vaccine candidates require ultra-low temperatures, raising questions about storage, distribution

The COVID-19 vaccine candidates being developed by Moderna Inc. and BioNTech and Pfizer Inc. will require stringent standards for refrigeration, and that may hamper how they are distributed to the hundreds of millions of Americans expecting to receive them. See full story.

Cruise operators took a deep bruising from COVID-19, but history says they will recover

The cruise industry seemed doomed by the COVID-19 pandemic, given its history of onboard disease outbreaks. But it’s exactly that history that suggests this time won’t be different, and cruising will eventually flourish again. See full story.

MARKETWATCH PERSONAL FINANCE

‘Sweden’s prized herd immunity is nowhere in sight,’ according to an analysis in the Journal of the Royal Society of Medicine. See full story.