U.S. Bank Altitude Go Visa Signature Card: a cash-back card that earns you extra on dining out, groceries, and streaming services

U.S. Bank Altitude Go Visa Signature Card: Overview

APR

• Intro: 0% intro APR on purchases and balance transfers (within 60 days of account opening) for the first 12 billing cycles (after that, the variable APR will be 18.24%–29.24%)
• Purchase: 18.24%–29.24%
• Balance transfer: 18.24%–29.24%
• Cash advance: 29.99% variable
• Penalty: Up to $41 for late and returned payments

Annual fee: $0

Foreign transaction fee: None

If you’re a foodie or an avid Netflix fan, the U.S. Bank Altitude Go Visa Signature could help you score extra money on your top spending categories without paying an annual fee. Cardholders earn higher rewards rates at restaurants, grocery stores, gas stations, and on streaming services.

This card also boasts a welcome bonus and no foreign transaction fees, so if you ever need to use it while traveling abroad, you won’t have to worry about paying. 

U.S. Bank Altitude Go Visa Signature Card: Points

• 4x points per dollar on dining (including takeout and food delivery)
• 2x points per dollar on grocery stores, gas stations and streaming service purchases (such as Apple Music, HBO Max, Hulu, Netflix)
• 1x point per dollar on all other purchases

Does U.S. Bank Altitude Go Visa Signature Card offer a new customer bonus?

Cardholders can score a welcome bonus of 20,000 points when you spend $1,000 within the first 90 days of card membership. 

How to redeem U.S. Bank Altitude Go Visa Signature Card Points

Cardholders can redeem points either through the website or mobile app.

• Earn cash back. You can get cash back in the form of a statement credit or a direct deposit in your U.S. Bank savings or checking accounts, but you’ll need at least 2,500 points to start redeeming. 
• Purchase merchandise.
• Buy gift cards.
• Put money towards charitable contributions. U.S. Bank will also match 100% of your contribution.
• Book travel. You can redeem points for flights, hotel stays, car rentals, cruises, and more.

Additional benefits

To help cover your streaming costs, the U.S. Bank Altitude Go Visa Signature provides a $15 credit for every 12-month period to pay for eligible streaming services.

Is the U.S. Bank Altitude Go Visa Signature Card right for you?

The U.S. Bank Altitude Go Visa Signature Card is best for cardholders who dine out frequently and want to earn extra rewards on essential expenses like groceries and gas. The card also has no annual or foreign transaction fees, making it an affordable option for cardholders who don’t want to cough up money for fees. 

Credit cards similar to U.S. Bank Altitude Go Visa Signature Card

While the U.S. Bank Altitude Go Visa Signature is a solid choice for foodies, the Capital One SavorOne Rewards Card might be a better fit for cardholders who spend a lot on entertainment in addition to food and streaming.

Capital One SavorOne Rewards Card vs. U.S. Bank Altitude Go Visa Signature Card

The Capital One SavorOne Cash Rewards Credit Card is a no-annual-fee card that gives cardholders 8% cash back on Capital One Entertainment purchases, unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (Terms apply), unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®), and 1% on all other purchases. Unlike the U.S. Bank Altitude Go Visa Signature Card, cardholders won’t receive a higher rewards rate on gas.

Cardholders can earn a one-time $200 cash bonus once you spend $500 on purchases within the first three months from account opening, or half the amount required to earn the welcome bonus on the U.S. Bank Altitude Go Visa Signature Card. 

When it comes to redeeming your rewards, you’ll likely have more flexibility with Capital One rewards, which has more than 15 travel transfer partners. 

However, both cards stand out because of the lack of foreign transaction fees and 0% intro APR periods. With the Capital One SavorOne Cash Rewards Credit Card, cardholders receive a 0% intro APR on purchases and balance transfers for 15 months from account opening (after that, the variable APR will be 19.99%–29.99%). 

Frequently asked questions

Is the U.S. Bank Altitude Go Visa Signature card worth it?

Though the U.S. Bank Altitude Go Visa Signature has no annual fee, this card could be worth signing up for if your spending habits align with the rewards categories. 

What credit score is needed to apply for the U.S. Bank Altitude Go Visa Signature card?

Typically, you’ll need at least a good credit score—or a FICO score of 670 or higher—to qualify for the U.S. Bank Altitude Go Visa Signature card.

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.