The Moneyist: ‘We’re dreaming of a new life’: My wife and I have $2.5 million saved. We’re in our mid-40s. Can we retire to Latin America now?

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Dear Quentin,

I grew up poor and in an unstable environment as a result of my parents’ serial divorces. I started saving at 16 as a direct result of the financial instability of my youth, and my wife and I have been able to build what most of the world would describe as a small fortune through diligent saving and investing. I recently left a job, and my wife is unsatisfied with hers. 

We…