NerdWallet: Most people can’t afford long-term care, but there are some ways to cover the costs

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As many as 8 in 10 older Americans couldn’t afford more than four years in an assisted living facility or two years in a nursing home, according to a 2023 analysis by the National Council on Aging and the LeadingAge LTSS Center @UMass Boston.

This is particularly hard for people in the monetary middle,…