Market Extra: It’s like the Wild West in the stock market with the ‘get-rich-crowd’ vs Wall St. pros — but it’s too easy to blame retail investors for ‘rampant speculation’

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Tales of out-of-work 20 and 30-somethings using coronavirus-stimulus checks to scoop up stocks on Wall Street with reckless abandon are emerging fast and furiously, but the reasons behind the recent fervor for investing is, perhaps, far simpler.